2961 Lakeview Drive
At Thomson Investment Group, we offer a comprehensive array of planning services that encompass your entire financial picture. Working together through a holistic process, we explore your needs, goals, and concerns and define the services that align with your objectives for complete financial life management.
Through our variety of services, we strive to build and tailor a comprehensive strategy focused on pursuing your goals, which may include:
Whether it is planning for a confident retirement or developing a college funding strategy for your child’s education, we can offer suitable investment choices with experience and professional recommendations.
Most people focus on their day-to-day activities, they may make some investments, buy some life insurance and maybe even have a will, but few people check to see how well it all ties together.
Implementing the appropriate plan can make life more enjoyable and less stressful.
We believe our clients should be informed of their own personal financial affairs. One of the many ways we accomplish this goal is to offer an integrated solution to consolidate all of your accounts, assets, and information into one secure location, making your personal financial life easier. With this program we can bring your financial life together, through your very own website home page.
Many of our clients have found that going through the wealth planning process with us has helped them prepare for the lifestyle they desire while in retirement.
Investing is a process that will always involve some amount of risk. The amount of risk each investor is comfortable with varies depending on their unique outlook, time horizon, and tolerance. Since everyone’s outlook is different, our investment management is customized to each of our clients’ unique needs. Rather than rely on model portfolios, we utilize a disciplined process to create an investment plan that aligns with your needs.
Our team curates hand-picked stock options from a variety of sources that are easy to track. We don’t make commissions on our trades, but instead, we charge a flat fee for managing your investments. This is to ensure that you know that we only work with our clients’ best interests in mind.
Through our approach, we implement a personalized portfolio and monitor your strategies on an ongoing basis. Our team utilizes active management strategies to maximize opportunities with quick and decisive actions that capitalize on opportunities that arise. For most accounts, we also cover the trading cost due to the frequency of our trade.
What activities would you like to enjoy during retirement? Retirement may be the end of your working years, but it is just the beginning of what should be one of the most important phases of your life. When will yours begin...at age 55, 62, 67? What kind of lifestyle do you want to have? Will you spend more time traveling, visiting family, volunteering, exercising, painting, or writing? How can you prepare for this stage and when should you start? Wouldn’t you like to know if you are on track to make this happen?
Whether you are currently in retirement or it is five or twenty-five years away, it is important to plan for retirement. We will work closely with you to create a personalized strategy designed to help create a steady stream of income that lasts throughout retirement while maintaining your current lifestyle. These strategies may incorporate benefits packages and take advantage of tax-deferred retirement accounts. We also address any questions you may have regarding your estate, Social Security, and insurance.
Many of our clients have found that a Wealth Plan has helped them to pursue their goals and prepare for the lifestyle they have dreamed of for their retirement years.
Preserving assets and transferring an estate to family members and heirs can be complicated and confusing. Regardless of the size of your estate, it is important to plan what will happen to it eventually. We help you articulate your estate planning needs and wishes to develop a plan that works for you and your family. We can also coordinate the work of other professionals who may be involved, such as attorneys and CPAs.
We know how important it is to safeguard important estate planning and tax documents. Through our Wealth Management System software copies of your private documents, such as wills, trusts, tax returns, deeds, insurance policies and beneficiary designations can be uploaded to a secure online repository and available instantly as long as an internet connection is available.
Assets held outside your will – including life insurance contracts, IRAs and employer-sponsored retirement plan accounts – will pass directly to the beneficiaries you’ve named to receive them. Consequently, it is necessary to keep such beneficiary designations up-to-date and accurate. Thomson Investment Group realizes the importance to review beneficiary designations and at each account review this and proper estate planning documents will be encouraged.
Many parents are concerned with planning for their child’s college funding while still saving for their retirement. We seek to strike a balance between the immediate need for college planning and future retirement goals. We can help you determine a college savings plan that is appropriate for you and your family, be it a 529 plan, Educational IRA, UGMA account, or Coverdell Educational Savings Plan.
According to the College Board and the US Census Bureau, people with a bachelor’s degree, on average, earn over 80% more than people with only a high school diploma. Over a course of a lifetime, the earning potential of a person with a college degree is significantly higher than someone with only a high school diploma.
Planning for your child’s future is an important step, and each year the cost of college increases. However, the high cost of college is likely to pay off in the long term. Unfortunately, the potential increase in your child’s earning potential does not decrease the expense it will cost to send them to college.
There are many things to consider when investing in your child’s future, and Thomson Investment Group is prepared to be there every step of the way for you in planning for your child’s education.
We believe every financial strategy should incorporate protection and risk management. Having the right insurance can be central to helping make this happen. Regular reviews of insurance policies protecting life, property, health, disability, long-term care, and other programs can ensure against losing income, savings, and retirement. We can evaluate your current risk plans to determine if they adequately meet your needs. With access to a wide array of insurance products, we help you determine what type of coverage is appropriate for your circumstances.
One of the most thoughtful and respectable actions you can take is to contribute your money to a cause or organization that is pushing to make positive changes in the world. Charities rely on the generosity of others for funds to do the good work they have dedicated themselves to doing. We can help you make the charitable contributions you want in a tax-efficient way so that your money can make an impact you can be proud of.
A simple and tax-effective way to donate is to utilize Donor-Advised Funds (DAF). These accounts can be used as a tool and are designed to foster the growth of charitable giving. A DAF provides a framework for investing your assets for future philanthropic donations while you and your family maximize tax advantages and make grants from the DAF on a flexible time frame. This is an avenue that allows you to make charitable donations while remaining in control of the distribution, among other benefits.
Charitable planning is a wonderful way to create a lasting legacy while providing tax efficiency and control of your assets.
Let’s Design Your Giving Strategy.